Trusted Resource Underwriters Exchange (TRUE)
Protecting your home, securing your peace of mind.
Get your free homeowners quote todayOffering homeowners insurance for residents of Arizona, Florida, Georgia, Ohio, South Carolina, & Texas.
About TRUE
Homeowners insurance with a member-first foundation
A carrier built around financial protection, accountability, and service.
Founded in 2020
Providing financial protection homeowner packages to thousands of members.
Member Centric Strategy
TRUE is organized as a reciprocal exchange; our members (policyholders) own the company.
Healthy Financial Outlook
Financial strength and security confirmed with an A rating from Demotech.
Admitted Carrier
Our rates, product, and underwriting guidelines must be approved by the state(s) we operate in before offering them in the market.
Claims Settled Your Way
When total losses occur, our members can choose between rebuilding or a cash settlement.Subject to policy terms and conditions.
Your Needs Are Unique
We pride ourselves in offering optional coverages to provide the right protection for you. Need help choosing? Select one of our packages for the most popular coverages at discounted rates.
How TRUE works
Insurance that’s built for you, and owned by you.
TRUE is a reciprocal exchange: a homeowners insurance company owned by the people it protects.
Most insurance companies are owned by shareholders who expect a profit. TRUE works differently. When you get a policy, you become a member, and our members (policyholders) own the company together. Members pool their resources to support one another when storms, accidents, and other unexpected events happen.
With no shareholders to answer to, our focus stays on you: straightforward, reliable coverage that protects your home and belongings.
Read moreShow less
Our experienced agents take a consultative approach. They work closely with you to understand your needs and priorities, then recommend coverage that truly fits. With a commitment to transparency, we’re here to help you navigate the unexpected.
Every reciprocal exchange has a manager that runs its day-to-day operations. For TRUE (Trusted Resource Underwriters Exchange), that’s Trusted Resource Underwriters, LLC. They handle the details so you can trust your coverage is in good hands.
In short, it’s insurance designed for you, powered by members, and focused on protecting your home and peace of mind.
Need something else?
Answers and support, without the search.
