Leveraging the scale and operational capabilities of our founders.

TRUE was created by Orchid Insurance, a specialty underwriter of catastrophe-exposed property insurance, and national property insurer Homesite. Our mission is to be the leading provider of property insurance products to homeowners and small businesses in catastrophe-exposed regions of the country.

Providing a premier level of service to our members and agent partners.

TRUE leverages the scale and operational capabilities of both Homesite and Orchid Insurance to deliver a premier level of service to our members and agents. We do this through a reciprocal exchange model that provides competitive pricing, superior policy coverage and a unique ownership experience for our members and agents.