Resources & Documentation
Underwriting Manual and Guidelines
TRUE Homeowners Manual – Florida
TRUE Underwriting Guidelines – Florida
TRUE Quick Reference Guide – Florida
TRUE Homeowners Manual – Georgia
TRUE Underwriting Guidelines – Georgia
TRUE Quick Reference Guide – Georgia
TRUE Homeowners Manual – South Carolina
TRUE Underwriting Guidelines – South Carolina
TRUE Quick Reference Guide – South Carolina
TRUE Homeowners Manual – Texas
TRUE Underwriting Guidelines – Texas
TRUE Quick Reference Guide – Texas
Supporting Documents
Florida Policy Forms & Endorsements
Homeowners HO3 Policy
ACV Roof Endorsement (Roof Surface Payment Schedule Endorsement)
Additional Insured Residence Premises
Additional Interests Residence Premises
Adverse Action Notice
Assignment of Benefits Rejection/Selection Annual Notice
Calendar Year Hurricane Deductible Deductible with Supplemental Record Keeping
Calendar Year Hurricane Deductible Fixed Dollar
Coverage C Increased Special Limits of Liability:
Communicable Disease Exclusion
Equipment Breakdown Enhancement
Exclusion of Section I Coverage B
Family Cyber Protection
Golf Cart Coverage
Hurricane Deductible Offer
Identity Theft Expense and Resolution
Limited Animal Liability Endorsement – FL
Limited Fungi Liability Coverage FL
Limited Home Day Care Advisory Notice
Limited Water Damage Coverage Endorsement
Ordinance or Law Increased Amount of Coverage
Ordinance or Law Selection
Personal Injury Aggregate Limit of Liability
Personal Property Exclusion
Personal Property Replacement Cost Loss Settlement
Privacy Notice
Prohibition of Assignment of Benefits
Rejection of Personal Property Coverage
Scheduled Personal Property Endorsement
Screened Enclosures, Carports, and Sheds
Service Line Coverage
Sinkhole Loss Coverage
Sinkhole Loss Coverage Endorsement Request
Special Computer Coverage
Special Personal Property Endorsement
TRUE Advantage Endorsement
TRUE Advantage Plus Endorsement
Specified Additional Amount of Insurance for Coverage A
Structures Rented To Others Resident Premises
Supplemental Loss Assessment Coverage
Uniform Mitigation Verification Inspection Form
Water Back-Up and Sump Discharge or Overflow
Water Damage Exclusion
Windstorm or Hail Exterior Paint or Waterproofing
Georgia Policy Forms & Endorsements
Homeowners HO3 Policy
Actual Cash Value Loss Settlement Windstorm or Hail Losses to Roof Surfacing
Additional Insured – Residence Premises
Additional Interests – Residence Premises
Adverse Action Notice
Business Pursuits
Cosmetic Damage Exclusion and Conditions Applicable to Windstorm or Hail
Coverage C Increased Special Limits of Liability:
Diminishing Deductible Credit
Equipment Breakdown Coverage Endorsement
Family Cyber Protection
Glass Repair Coverage Deductible Credit
Home Lockout Expense Coverage
Home-Sharing Host Activities Amendatory Endorsement
Increased Limits on Business Property
Limited Fungi, Wet or Dry Rot, or Bacteria Coverage – Georgia
Limited Water Back-Up and Sump Discharge or Overflow Coverage
Ordinance or Law Increased Amount of Coverage
Policyholder Disclosure Notice Pollution Exclusion
Personal Injury Coverage – (Aggregate Limit of Liability)
Personal Property Replacement Cost Loss Settlement – Georgia
Privacy Notice
Refrigerated Property Coverage
Scheduled Personal Property Endorsement
Secure Home Endorsement
Service Line Coverage Endorsement
Special Computer Coverage
Special Personal Property Coverage
Specified Additional Amount of Insurance for Coverage A – Dwelling
Special Provisions – Georgia
Supplemental Loss Assessment Coverage
TRUE Advantage Endorsement
TRUE Advantage Plus Endorsement
Trust Endorsement
Windstorm or Hail Percentage Deductible
South Carolina Policy Forms & Endorsements
Homeowners HO3 Policy
Additional Insured – Residence Premises
Additional Interests – Residence Premises
Actual Cash Value Loss Settlement Windstorm or Hail Losses to Roof Surfacing
Business Pursuits
Cosmetic Damage Exclusion and Conditions Applicable to Windstorm or Hail
Coverage C Increased Special Limits of Liability:
Coverage D Loss of Use 12-Months Limitation
Diminishing Deductible Credit
Equipment Breakdown Coverage Endorsement
Family Cyber Protection
Glass Repair Coverage Deductible Credit
Home Lockout Expense Coverage
Home-Sharing Host Activities Amendatory Endorsement
Hurricane Deductible and Windstorm or Hail Deductible
Increased Amount of Insurance for Personal Property Located in a Self-Storage Facility
Increased Limits on Business Property
Limited Fungi, Wet or Dry Rot, or Bacteria Coverage
Limited Water Back-Up and Sump Discharge or Overflow Coverage
Ordinance or Law Increased Amount of Coverage
Personal Injury Coverage – (Aggregate Limit of Liability)
Personal Property Replacement Cost Loss Settlement
Policyholder Disclosure Notice Pollution Exclusion
Privacy Notice
Refrigerated Property Coverage
Scheduled Personal Property Endorsement
Secure Home Endorsement
Service Line Coverage Endorsement
Special Computer Coverage
Special Personal Property Coverage
Specified Additional Amount of Insurance for Coverage A – Dwelling
Special Provisions – South Carolina
Supplemental Loss Assessment Coverage
TRUE Advantage Endorsement
TRUE Advantage Plus Endorsement
Trust Endorsement
Valuation Clause – South Carolina
Windstorm Mitigation Credits Certification – South Carolina
Windstorm or Hail Exclusion – South Carolina
Windstorm or Hail Percentage Deductible – South Carolina
Windstorm or Hail and Hurricane Deductibles – South Carolina
Texas Policy Forms & Endorsements
Homeowners HO3 Policy
ACV Loss Settlement Windstorm or Hail to Roof – Texas
Additional Insured – Residence Premises
Additional Interests – Residence Premises
Adverse Action Notice
Business Pursuits
Cosmetic Damage Exclusion and Conditions Applicable to Windstorm or Hail
Coverage C Increased Special Limits of Liability:
Coverage D Loss of Use 12-Months Limitation
Diminishing Deductible Credit
Equipment Breakdown Coverage Endorsement
Family Cyber Protection
Foundation Coverage – Texas
Glass Repair Coverage Deductible Credit
Home Lockout Expense Coverage
Hurricane Deductible and Windstorm or Hail Deductible
Increased Amount of Insurance for Personal Property Located in a Self-Storage Facility
Increased Limits on Business Property
Limited Fungi or Microbes Coverage – Texas
Limited Water Back-Up and Sump Discharge or Overflow Coverage – Texas
Privacy Notice
Refrigerated Property Coverage
Scheduled Personal Property Endorsement – Texas
Secure Home Endorsement
Service Line Coverage Endorsement – Texas
Special Computer Coverage – Texas
Special Personal Property Coverage – Texas
Specified Additional Amount of Insurance for Coverage A – Dwelling
Special Provisions – Texas
Texas Consumer Contacts
Texas Period to Bring Legal Action Against Us Notice – Windstorm or Hail – Catastrophe Area
Texas Use of Credit Information Disclosure
TRUE Advantage Endorsement
TRUE Advantage Plus Endorsement
Trust Endorsement
Windstorm or Hail Exclusion for Other Structures and Outdoor Property – Texas
Windstorm or Hail Percentage Deductible
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